Post Sanction Platform
Cashpositive Finance Private Limited
PID & Pay Later ID
Automated Sanction Letters, MFA, KFS & PG kits.
Credit & Risk Workspace
Streamlined case review and approval workflow.
Role-Based Security
Strict authorization for Credit & Operations teams.
Sign In to Your Workspace
Enter your Cashfloat credentials to access your portal
Credfi API Payload Ingestion (JSON Schema)
Formal Sanction Letter • Ref: SL/2026/8891
LOS ORBIT FINANCIAL SERVICES LTD
Credit Risk & Underwriting Division • Mumbai, India
To,
M/s Acme Apex Technologies Pvt Ltd
Plot 48, Chakan Industrial Phase II, Pune, Maharashtra - 410501
Dear Sirs,
With reference to your loan application submitted via Credfi Platform, we are pleased to convey our sanction for the following credit facility subject to terms and conditions:
| Facility | Secured Business Term Loan |
| Sanctioned Limit | ₹ 2,50,00,000 (Rupees Two Crores Fifty Lakhs Only) |
| Rate of Interest | 11.25% p.a. (Monthly Reducing Basis) |
| Tenor & Repayment | 36 Months via 36 Equated Monthly Installments of ₹ 8,22,480 |
| Processing Fee | 1.50% of Sanctioned Limit + applicable GST |
| Primary Security | First exclusive charge by way of hypothecation on all plant & machinery purchased |
| Collateral Security | Equitable mortgage of Industrial plot at Chakan (Valued at ₹ 3.80 Cr) |
| Guarantees | Unconditional and irrevocable personal guarantees of Rajesh Sharma & Meenakshi Sharma |
Conditions Precedent to Disbursement:
- Execution of standard loan documentation and security agreements.
- Registration of NACH auto-debit mandate with borrower's clearing bank.
- Receipt of upfront processing fee and documentation charges.
Full Credit Appraisal Memo (CAM) • Template #CAM-CORP-V2
Legal Document Preview
36-Month EMI Amortization Schedule (₹2.5 Cr @ 11.25%)
| Inst. # | Due Date | Opening Balance | EMI Amount | Principal | Interest | Closing Balance |
|---|
Application Already Exists
Application Already Exists in System
An active facility already exists for this PAN and Facility Type. However, because the Type of Assessment is Renewal, dedupe does not fail.
Edit Loan Application
LAN-2026-XXXXEditing Locked: Credit Manager Approval Required
Post-Approval Modification Policy
Editing cannot be done directly for applications marked as CC Approved or Disbursed. Any modifications to such applications require explicit approval from the Credit Manager.
Reassign Case Underwriter
Credit Head / Manager AuthorityInteractive Narrative Word Canvas
Business Model, Operating Nodes, Value Streams & Qualitative PD Narrative
1. Executive Business Profile & Corporate Narrative
Acme Apex Technologies Private Limited is a specialized tier-1 automotive ancillary and precision engineering firm operating from MIDC Chakan Industrial Zone, Pune. The company manufactures high-tolerance CNC-machined transmission components, fuel-injection nozzles, and specialized aluminum die-cast housings for major OEM vehicle manufacturers across India and export corridors.
2. Operating Model & Value Stream Architecture
- Raw Material Procurement: Billets and alloy ingots procured directly from primary producers (JSW Steel, Hindalco) with 30-day supplier credit terms.
- Quality Assurance & Staging: In-house CMM (Coordinate Measuring Machine) laser inspection guaranteeing micron-level precision tolerances (< 5 microns).
- Machinery & Production Capacity: 12 CNC milling centers operating at 78% average capacity utilization. Proposed facility finances 2 advanced 5-axis DMG Mori machines.
- Client Delivery & Realization: Servicing tier-1 OEMs including Tata Motors, Bosch India, and Bharat Forge with average realization cycle of 45-50 days.
3. Key Operating Nodes & Manufacturing Facilities
| Facility Type | Location / Jurisdiction | Installed Capacity | Ownership / Title Terms |
|---|---|---|---|
| Registered Plant & Factory | Plot 48, Chakan Industrial Phase II, Pune | 4,500 Components / Day | Freehold Industrial Plot (Clean Marketable Title) |
| Secondary Tooling Depot | MIDC Bhosari, Pune | Tool Re-sharpening & QC | Leased (5 Years, Expiry: Dec 2028) |
4. Supply Chain & Cash Conversion Cycle
[Raw Material Sourcing] ➔ [Inbound Laboratory QC] ➔ [Precision CNC Machining] ➔ [OEM Dispatch with E-Way Bill] ➔ [RTGS Realization (45 Days)]
📄 Credit Appraisal Memorandum (CAM) - Official Print Preview
📎 Attach & Ingest Probe42 / MCA Due Diligence Sheet
📋 Or Paste Raw Probe42 / MCA Profile Text directly
🏭 Business Profile, Nature of Business & Operating Model Canvas
Dashboard Session Locked
All inputted financials, facilities, GST data, CIBIL bureau analyses, covenants, and notes have been securely saved and locked. Nothing will be reset or lost. Select a role persona to sign back in.